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| Looking for
higher value in your home insurance? If you are over 50
you may be able to get a better deal from insurers
because people in your age range tend to be a better risk
for an insurance company. There are a number of reasons
for this. Firstly, you are more likely to be at home
during the day and this of course lessens the risk not
only of your house being burgled but also fire risk is
reduced because you are more likely to notice any problems
in good time, before a minor scorch turns into a
conflagration! Over 50s tend to be more sensible so they
are far better at looking after their homes and when storm
damage in particular strikes a well maintained house is
far less likely that a poorly looked after one to suffer
collapsing chimney stacks or blown-off roofs.
Finally, and bluntly, over 50s tend to be more honest than
their younger counterparts; they are more likely to be
completely truthful when making a claim whilst younger
people do, on average, get tempted to exaggerate just a
little on occasions! Because there is such a
difference companies like
Saga Home Insurance and
Castle Cover specialise
in covering the more mature people and because the level
and cost of claims is lower than average they are able to
offer their clients lower premiums or more comprehensive
cover. |
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