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Own a valuable home? Getting home insurance to cover a property with a rebuilding cost of up to about £500,000 is quite easy and most major insurers will issue policies online for homes like this without a great deal of fuss. If the house has got more than five bedrooms, however, or would cost a substantial sum to rebuild,  many of them would load a substantial excess onto the premium or even refuse the business completely particularly if the property also contains high value goods and furnishing,  antiques or valuable paintings. Wealthy people can also have other belongings which require insurance cover such as expensive cars, yachts or property abroad and they tend to travel a lot more than the average person which not only means that they may need specialised travel insurance but also there are greater risks that their homes will be left alone unattended for  fairly long periods. Because of these factors a number of specialist high value home insurance brokers have come along who cater for wealthier clients and their experience in this specialised field may be invaluable to the busy executive.

Popular companies in the UK include Direct Line,